Our view · The buyer's side

In a Danish home sale everyone has an adviser. The buyer gets one too late

The seller has an estate agent from day one. The bank has its own models. The buyer has a listing, a condition report the seller ordered, and maybe a week to decide. That isn't anyone's fault. It's how the system is built. Here's what we think is lopsided about it, and what we do about it ourselves.

Updated

Who actually works for the buyer?

The estate agent works for the seller. That isn't an accusation, it's the law. The condition report is ordered and paid for by the seller. The building surveyor who writes it is impartial, but wasn't hired by you. And when the seller uses the house inspection scheme, much of the risk for hidden defects moves over to you on the day you sign.

None of them are doing anything wrong. They do their jobs, and most do them well. But none of them has the job of telling you: "Don't spend any more money on this house." We've written more about the roles and the money in who actually works for you when you buy.

Why does help arrive so late?

Because it's priced per house. A buyer's adviser (køberrådgiver) typically costs from about 1,800 to 8,500 kr per home. A building surveyor's walk-through is a few thousand kroner for most houses. Nobody pays that for three, four or five houses they're only considering. So people pay for help on the one house they've already fallen for.

For most buyers, that turns advice into a check on a decision already made, instead of a tool for making it. Once you've pictured yourself in the kitchen, it's hard to hear that the roof has ten years left.

What does not knowing cost?

Rarely one big disaster. More often five bills, each of which was written in a document the buyer had access to. Back tax, because property tax is now collected through the preliminary tax assessment. A heating bill that can be ten times higher at one district heating plant than at another. An order to separate the sewers, which according to Bolius costs around 40,000 kr on average. We've collected them in your first year in the house.

None of those bills are hidden in a legal sense. They're in BBR, in the energy label, in the municipality's plans and in the small print of the condition report. They're just written in Danish and spread across so many places that a busy buyer doesn't have time to put them together before the bidding deadline.

What we believe

We believe the buyer should get an independent look at a house before falling in love with it, not afterwards. That's why a BoligCheck is built to be used early, on several houses, while you can still say no without it hurting.

We believe it should cost little enough that you can do it on three houses instead of one. That's why one report costs 299 kr, and three houses compared cost 599 kr.

We believe the answer should be in your language. Many people buying a home in Denmark don't have Danish as their first language. Neither do I. A condition report is hard enough to read as it is.

And we believe a no is as good a result as a yes. A report that says "don't spend a lawyer or any more time on this house" has done its job.

Who is behind it?

My name is Yurii Khlivnenko. My background is hands-on construction: roofs, facades and ventilation. NordIndsigt started when my family wanted to buy a house and I refused to buy blind. The first house we were serious about had asbestos in the roof, sat in a flood-risk zone and had illegal buildings on the plot. Almost none of that was in the documents a buyer gets. The whole story is on the about page.

Let's be honest about the money: we earn from this too. 299 kr per report. But that's an amount you can pay for a house you might not buy, and that's the point. We take no commission from the seller, the agent, the bank or anyone else in the deal, so we earn the same whether you buy the house or not.

What we are not

We're new. NordIndsigt was founded in 2026, and the examples on the site are test analyses we did before launch, not customer cases. We aren't estate agents, lawyers or building surveyors, and we don't visit the house. A BoligCheck is an analysis of documents and public data. It doesn't replace a surveyor on the house you want to bid on, or a lawyer on the purchase agreement. It helps you work out whether the house is worth spending them on.

We're not against estate agents either. A good agent makes a sale easier for both sides. We just think the buyer should have someone on their side too, and earlier than happens today.

What would we like to change?

We'd like it to become as normal to have the documents read by someone on your own side before you bid as it is to hire an agent when you sell. Not because anyone is cheating. Because buying a home is the biggest financial decision most people make, and today the buyer makes it with the least help and the least time.

If more buyers ask about the roof's age, the drains and the heating bill before they bid, it will also become normal to answer those questions in the listing. That would make the sale better for everyone, sellers included.

In short

Don't just ask "is there a condition report?". Ask "who has read it for me before I have to bid?". If the answer is nobody, start there.

Get someone on your side before you bid

A BoligCheck reads the condition report, electrical report, energy label, BBR and the area together and tells you, in your language, what's still open and what it could cost. Looking at several houses? Compare three for 599 kr.

Order a BoligCheck - 299 kr
Delivery typically within 24-48 hours · DA / EN / UA / AR

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Frequently asked questions

Is NordIndsigt against estate agents?

No. The agent works for the seller, that's the role, and a good agent makes the sale easier. We just think the buyer should also get an independent look at the house, and that it should come before the buyer has decided.

How does NordIndsigt make money?

Only from what the buyer pays: 299 kr for one BoligCheck, 599 kr for three houses compared and 2,999 kr for a month of home search support. We take no commission from the seller, the agent, the bank or anyone else in the deal.

Does a BoligCheck replace a building surveyor or a lawyer?

No. We don't visit the house and we don't give legal advice. A BoligCheck reads the documents and public data together and helps you choose which house is worth a surveyor and a lawyer.

Why is a BoligCheck so cheap?

Because it doesn't require a visit to the address, and because the price has to be low enough for you to get it done on several houses before you choose. Every report is checked by a person before it's sent.

Sources and further reading: Retsinformation (Danish property sale legislation) · boligejer.dk (the house inspection scheme) · Bolius (sewer separation) · Bolius (district heating prices 2026)

Read also: Who actually works for you when you buy · Your first year in the house · How to check a house before you buy · Search yourself or get help? · The story behind NordIndsigt

Yurii Khlivnenko, founder of NordIndsigt

Yurii Khlivnenko, founder of NordIndsigt

Background in construction: roofs, facades and ventilation. Reads condition reports, electrical installation reports and land registry extracts daily, and tests every new part of BoligCheck on real property cases before it becomes part of the report.