Free checklist for home buyers

10 things the estate agent won't tell you

The estate agent works for the seller, not for you. The listing is written to sell. Here are ten things it usually leaves out, and how to check them yourself before you bid. Points 6-10 are based on our review of 61 North Jutland houses for sale in October 2026 (HUSDATA North Jutland 2026).

01

The "ejerudgift" is not what it costs to live there

The owner cost in the listing typically covers property tax and insurance, not heating, electricity, water and maintenance. In the test analyses I have done so far, the real monthly costs came out at 1.5-3 times the advertised figure. Worst finding so far: advertised 2,374 kr/month, actual about 6,500-7,500 kr/month.

Check yourselfAsk for last year's heating statement and electricity usage. If they don't exist, assume double the listing's figure until you know better.
02

The energy label may not even apply to the home

For apartments the energy label is often issued for the whole building, including ground-floor shops. A "C" on the front page can hide a 3rd-floor apartment with a completely different reality.

Check yourselfOpen the actual energy label report (not just the letter) and see which area it covers. If it says over 1,000 m² for a 73 m² apartment, the figure applies to the building, not to you.
03

"Under preparation" means the report doesn't exist yet

When the condition report or electrical report says "under preparation", the documents that would tell you whether the roof holds and the wiring is fire-safe don't exist yet. "Move-in ready" is, in that situation, a claim without documentation. And if the report exists, check the date: it must be less than six months old when you receive it. In our review it had expired in 10 of 61 listings.

Check yourselfNever bid before both reports are in, or make your bid explicitly conditional on them coming back without significant findings.
04

The price history reveals what the listing hides

"New price!" usually means: it has been sitting for a while. Taken off the market and re-listed at the same price, with no explanation? That's a question you need to ask directly. A home that disappeared for two years and came back more expensive has a story nobody volunteers.

Check yourselfLook up the address on boliga.dk and see the full time-on-market and price history, not just what the portal shows in the listing.
05

For apartments, the owners' association controls your finances

The roof, facade and drainage stacks are the association's decisions, and its debts affect what you pay each month. A new shared loan on the way can raise your monthly costs significantly, and it never appears in the listing.

Check yourselfRequest the latest accounts, budget and minutes from the last 2-3 general meetings, before you spend time on a bid. It's free to ask.
06

Almost every house has red marks in the condition report. What matters is where

In our review of 61 North Jutland houses, 56 of 61 had at least one red mark, meaning a critical defect. Red does not always mean expensive, but the location matters: 46 of 61 had red in a bathroom, toilet or utility room, and 32 of 61 on the roof or in the loft.

Check yourselfRead the damage overview line by line. Get a tradesperson to price the red items in wet rooms and on the roof before you bid. How to read the condition report.
07

What was not inspected is not in the report either

In 31 of 61 condition reports the building surveyor could not inspect at least one part of the house, and in 10 more only partly. Most often the loft: in 26 houses the loft or eaves space was not seen at all or only from the hatch. A part that was not inspected is not the same as a part that is fine.

Check yourselfSearch the report for »ikke besigtiget« (not inspected) and »forbehold« (reservation). Ask for access and have your own surveyor look at those parts before you bid.
08

Three documents can say three different things about asbestos

In 24 of 61 houses the surveyor writes that the home itself has a fibre cement roof with asbestos. In 13 of them the seller answered »no« when asked about asbestos, and the BBR register lists the roof as »Fibercement herunder asbest«. The seller form only asks what the seller knows, so it is not necessarily a lie. But the roof can be expensive: according to the Confederation of Danish Industry (DI), a new asbestos roof can cost more than half the value of the home in some rural municipalities.

Check yourselfCompare the condition report, the seller's disclosure form and BBR on bbr.dk. If asbestos appears in any of them, budget for a new roof. More about asbestos roofs.
09

Coastal zones and flood risk are not in the listing

22 of 61 houses were in the coastal protection zone (kystnærhedszone). Not one of their listings mentioned it. Sellers have no duty to disclose flood risk either.

Check yourselfLook up the address on plandata.dk for zones and local plans. Ask the municipality and your insurer about flood risk before you bid.
10

Change-of-ownership insurance costs most where the house is cheapest

In the cheapest quarter of the houses, the change-of-ownership insurance (ejerskifteforsikring) cost 1.6% of the price, against 0.5% in the most expensive quarter. And as a rule it does not cover defects already described in the condition and electrical reports.

Check yourselfGet quotes from several insurers and read the list of exclusions. Budget for the known defects, because the insurance will not cover them.
BoligCheck · 299 kr

Those are ten points that apply to most homes. Yours will have its own.

A BoligCheck report reviews your specific property: price against comparable sales, documents, technical risk, real costs, and the questions you need to ask the agent. Delivery typically within 24-48 hours.

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Information analysis, not an official valuation. NordIndsigt, CVR 46521552.